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About 44 million Americans owe student loan debt, totaling $ 1.4 trillion at a time. How many individual students ultimately owe differs, however. The state and individual school attending a student can make a big difference, according to a new thorough analysis of the situation regarding the student loan in the US from LendEDU, an oThe Alvingsine marketplace for student loans and refinancing student loans.

With the help of Peterson’s financial aid data, it has compiled an extensive report that states which states have the highest and lowest average student loans and which four-year schools have the highest chance of leaving grades with a high score. or low debts. All data recorded were self-reported and not verified by Petersons or LendEDU. Nevertheless, the data offer important insights into the debts of student The Alvingsepen.

The survey is based on students who have both started their university as starters and have a bachelor’s degree from graduates. Here is an overview of the main findings of the study. This was LendEDU’s second annual report on student debt, so that we can also compare these statistics with those of last year. (For more information, see All about student loans .)

Debture The Alvingsening: The Big Picture


To put things in the right perspective, the LendEDU research team looked at some of the broader trends that concern borrowers. More specifically, it pointed to the following:

  • 59. 78% of the graduates had a student debt in 2016. That is among students from both four-year non-profit public colleges and private colleges and universities.
  • The average borrower in the 2016 class had a student loan of $ 27,975. The average specialization had $ 17,112 in student debt.
  • Students in private schools had on average $ 30,281 in loans, while students in public colleges had on average $ 26,828 in loans. Of the 250 schools where students had the highest amount of loans, 80% were private institutions.
  • At schools where grads were least guilty, 47% were public.
  • So how does this relate to the 2015 class? According to LendEDU’s report last year, 59. 63% of seniors who graduated from public and non-profit colleges in 2015 had a loan for student The Alvingsening. So the percentage of students who graduate with a debt has risen slightly. The average student debt fell by 1.5%, although from $ 28,400. This was a decrease compared to 2014, when the institute for access to higher education and success (TICAS), which also uses data van Peterson, the average student debt set the charge in 2014 at $ 28,950 per borrower. Over the past two years, the average debt per borrower has fallen nearly $ 1, 000. However, the average graduate debt rose 6. 73% from $ 16,033 to $ 17,112.

With statistics like this, it’s kind of a mixed bag. However, the CEO of LendEdu, Nate Matherson, was optimistic: “I believe that over the past year we have seen greater hesitation among the institutions to raise tuition, and that colleges are paying more attention to the rate of increase and I think families are borrowing on a more responsible way, and much of it is education. “Matherson quickly noted that student debt” was still a big problem, “but for these reasons there can be some hope when it comes to the future of student debt.

(See for more

Debt Forgiveness: Escape Your Student The Alvingskingen .) A surprising discovery worth mentioning is the gap between borrowers in private schools and in public schools and universities. The Executive Board sets the average annual tuition fees and fees at four-year private universities at $ 33,480. For comparison, the average annual tuition fee at four-year public universities for students outside the state comes to $ 24,930. large difference in costs, it seems logical to expect that borrowers in private schools would incur more debt. The fact that there is less than a $ 5,000 difference between private and public school borrowers could mean that private universities offer better scholarships or need-based options, reducing the need for students to borrow money.

(For more information, see

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.) Student loans per state: who has the most / least debt? Apart from these details, the LendEDU report also examines which states have the largest and smallest average total debt The Alvingsast for student The Alvingsepen. At the high end you have Pennsylvania, where the average borrower in 2015 owed $ 35. At the low end is Utah, where the average student debt The Alvingsening was $ 18, 810. Utah also had the lowest percentage of borrowers that student owed a 39% loan. In general, students in the east of the United States had the highest debt and those in the west, the lowest.

However, it is West Virginia with the highest percentage of borrowers with loan debt. In general, 76% of students attending West Virginia school owed student loans. New Hampshire advertisement South Dakota came in second, 75%. This may be because these students have less financial resources and borrow more often. West Virginia is in 26th place in the study for the amount of debt due. (See for more information

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.) THE 5 HIGHEST AND LOWEST STUDENT DEBT STATES The table below splits the top five states in which students have the most and least debts per borrower.

High debtor The Alvingsening

Lowest debtor The Alvingsening

1. Pennsylvania – $ 35,185 1. Utah – $ 18,810
2. New Hampshire – $ 35,143 2. New Mexico – $ 21, 314
3. Delaware – $ 33,650 3. California – $ 22,448
4. Connecticut – $ 32,650 4. Arizona – $ 23, 384
5. South Dakota – $ 31,518 5. Florida – $ 24,041
Source: Sirloin. Figures rounded to the nearest dollar.

Click here for an interactive map for more information about the average debt The Alvingsast for student The Alvingsening in all 50 states. Student loans per school: where is the debt The Alvingsast the highest and lowest?

In the second part of his report, the LendEDU team analyzed which schools scored the best and worst for the student’s debts. The results may surprise you. The number one for the school whose borrowers have the highest average student loan debt is the Rose-Hulman Institute of Technology in Terre Haute, Indiana. The average debt per borrower was a high $ 59,113. At the other end of the spectrum, students from Newman University in Wichita, Kansas feel the least pressure of loans. The average amount payable per borrower here was only $ 3, 809.

The table below shows the five best schools where students have the most and the least debt.

The table below shows the five best schools where students have the most and the least debt.

High debtor The Alvingsening

Lowest debtor The Alvingsening

1. Rose-Hulman University – $ 59,113 1. Newman University – $ 3, 809
2. Dean College – $ 55,598 2. College of the Ozarks – $ 5. 339
3. National University – $ 52,986 3. Davis College – $ 5, 360
4. Alvernia University – $ 51,958 4. Troy University – $ 5.475
5. Marylhurst University – $ 51,833 5. Bethel College – $ 5,633
Source: Sirloin. Figures rounded to the nearest dollar.

These are all private institutions, except Troy College; parents may not automatically assume that because a school is private, this will cost more. The survey shows how wide the reach is between borrowers at a private school compared to another. It could be assumed that size makes a difference because enrollment varies from more than 16,000 students at National University (with multiple campuses in California and one in Nevada) to less than 2,000 at Marylhurst University. However, Rose-Hulman College has fewer than 3,000 enrolled students, but is still the highest in terms of loans, suggesting that something other than the school size determines how many students borrow. (See for more

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.) The bottom line Matherson said: “We just want students and families to think about college fees before enrolling and to think about how much debt they will have after they graduate.” The LendEDU study throws a new one light on the question how big the debt The Alvingsast can differ from student loans, depending on the university and the location. a 529 plan can compensate for part of the costs but without cash reserves to fall back on, students will have to carefully evaluate their financing options to make sure they keep the loan debt under control.

Another study by LendEDU is planned in February, the College Risk Reward Indicator, which takes into account the average amount of the debt and the early career payment, to see how easy it is for a graduate to repay debts they have incurred .New data about that study are scheduled in February.